The Quantum Reserve Ledger (QRL) is committed to maintaining the highest levels of security, transparency, and regulatory compliance. This AML & KYC Policy outlines the measures taken to prevent illegal activities such as money laundering, fraud, and terrorist financing.
This policy ensures that all users of the Quantum Financial System (QFS) comply with international financial regulations and that QRL remains a secure platform for legitimate transactions.
QRL requires all users to complete the KYC verification process before gaining access to financial services. The following steps are mandatory:
All users must provide:
Full Name (As per government-issued ID)
Date of Birth
Nationality & Residential Address
Valid Government-Issued Identification (Passport, National ID, or Driver’s License)
Proof of Address (Utility Bill, Bank Statement, or Rental Agreement)
Selfie for Facial Verification (Matching the provided ID document)
For corporate accounts, the following documents are required:
Certificate of Incorporation
Business Registration Number
Company Address & Contact Details
List of Directors & Beneficial Owners
Proof of Business Activity (Financial Statements, Contracts, or Invoices)
Users may be required to update their KYC documents periodically.
High-risk transactions will trigger additional verification steps.
Accounts flagged for suspicious activity may be subject to review and potential suspension.
QRL adheres to global AML standards, including:
All transactions are automatically monitored for unusual patterns.
Suspicious transactions are flagged and may be reported to financial authorities.
Large transactions exceeding regulatory limits require additional verification.
Users must not engage in:
Money laundering or terrorist financing.
Fraudulent or deceptive financial activities.
Transactions with sanctioned individuals or countries.
QRL reserves the right to freeze accounts suspected of engaging in illicit activities.
Reports of suspicious activity will be forwarded to relevant regulatory bodies.
QRL complies with AML/KYC requirements from:
Financial Action Task Force (FATF)
European Union AML Directives
Bank Secrecy Act (BSA) in the U.S.
UK Money Laundering Regulations
Other jurisdictional financial authorities
Users who fail to comply with KYC/AML policies may have their accounts restricted or terminated.
Legal action may be taken against individuals or entities involved in fraudulent activities.
For any AML/KYC-related inquiries, contact our Compliance Team at info@quantumreserveledger.net